I-25 & Orchard in Denver

8300 E Maplewood Ave Ste 100, Greenwood Village, CO 80111

About the Realty & Finance Team

Pictures of our office at Hampden and Yosemite

The Realty & Finance Team is comprised of professionals dually licensed as both real estate and mortgage brokers in Colorado.

We provide an exceptional experience above and beyond the capabilities of the common practitioner, and deliver a superior value to our clients.

This is our team logo, we wear this lapel pin to distinguish our high value services from the rest of the industry. Less than 1/10th of 1% of the industry holds this distinction. We're like Special Forces for your real estate transaction.

"We're like Special Forces for your real estate transaction."

Team Management

James Ponzi, Team Leader

James Ponzi is the founding member of the Realty & Finance Team. James began offering one stop real estate and mortgage services in 1998, and is dually licensed in Colorado.

James is a family man, musician, and Colorado native who loves the outdoors and all of the wonderful things Colorado has to offer.

James truly cares about his clients and shows it by always negotiating to achieve their desires, their goals and their dreams. James is a Certified Negotiation Expert (CNE) in real estate.


HomeSmart is the real estate brokerage which facilitates purchase and sale transactions for our team.

HomeSmart is the largest residential real estate brokerage by geography in North America. The modern cloud-based operations approach is fueling explosive growth.

Mortgage Money, Inc.

Mortgage Money Inc. is the finance brokerage which facilitates purchase and refinance mortgage loans for our team.

Mortgage Money Inc is a Colorado based lender and has financed thousands of happy people in the Denver metro area since 2001.

NMLS #268804. Regulated by the division of real estate.


In summary, our team of professionals are licensed with HomeSmart for real estate services and Mortgage Money, Inc. for mortgage services. Each company is independently owned and unaffiliated.

This synergy gives you a powerful combination of extraordinary service and value at reduced costs. Guaranteed!

Free Assessment

Give us 15 minutes and you'll accomplish more than you ever thought possible;

  • Assess the value of your home, if applicable.

  • Configure the best mortgage scenario

    • No credit report necessary

    • No personal information needed

  • Send homes in your price range that fit your wants and needs

It's FREE, it's FAST and you'll have the answers you need to make decisions.

Call or Text 720-432-1030 For Assistance